Checking Accounts

First Bank offers a variety of Checking Account options so that you can choose the account that best fits your financial needs. Our Bankers are available to assist you in finding the right deposit solution. Imagine a checking account that works the way you do. Whether you write dozens of checks a month or just a few each month, keep a large balance on hand or just enough, our Bankers can get you set up with the right account for your financial needs.

Free Benefits With All Checking Accounts

Unlimited Check Writing
Online Banking
Mobile Banking
24 Hour Telebanking
Bill Pay*****

Zelle®
Cashier’s Checks & Money Orders
Visa Debit Card & ATM Card
Visa Debit Card Purchase Alerts****
No ATM fees*

Compare Our Checking Accounts
ACCOUNT NAME	MINIMUM TO OPEN	ACCOUNT REQUIREMENTS	ADDITIONAL BENEFITS	INTEREST COMPOUNDING / PAYMENT
Free Checking	$100	No minimum balance to maintain	No monthly fee	---
Interest Checking	$100	Any monthly direct deposit applies such as Social Security, Payroll or other Retirement Benefits, etc. No minimum balance to maintain	No monthly fee	Variable Rate Interest Paid Monthly
Interest Plus Checking**	$100	$1,000 minimum daily balance to avoid $10 fee	Free Checks Safe Deposit Box	Tiered Variable Rate Interest Paid Monthly
Student e-Banking***	No Minimum	13 to 26 years of age	Reimbursed ATM Fees No Monthly Fee	Variable Rate Interest Paid Monthly

Free Benefits With All Checking Accounts

Unlimited Check Writing
Online Banking
Mobile Banking
24 Hour Telebanking
Bill Pay*****

Zelle®
Cashier’s Checks & Money Orders
Visa Debit Card & ATM Card
Visa Debit Card Purchase Alerts****
No ATM fees*

Compare Our Checking Accounts
ACCOUNT NAME	MINIMUM TO OPEN	ACCOUNT REQUIREMENTS	ADDITIONAL BENEFITS	INTEREST COMPOUNDING / PAYMENT
Free Checking	$100	No minimum balance to maintain	No monthly fee	---
Interest Checking	$100	Any monthly direct deposit applies such as Social Security, Payroll or other Retirement Benefits, etc. No minimum balance to maintain	No monthly fee	Variable Rate Interest Paid Monthly
Interest Plus Checking**	$100	$1,000 minimum daily balance to avoid $10 fee	Free Checks Safe Deposit Box	Tiered Variable Rate Interest Paid Monthly
Student e-Banking***	No Minimum	13 to 26 years of age	Reimbursed ATM Fees No Monthly Fee	Variable Rate Interest Paid Monthly

VISA® Debit Card and ATM Card

First Bank is providing you the opportunity to opt-out of “Visa Account Updater” (VAU) service.

(VAU) service OPT-OUT

VISA® Debit Cards and ATM Cards offer 24-hour availability to your checking account. The VISA® Debit Card allows you to withdraw funds from your checking account without writing a check, anywhere VISA® is accepted.

Our ATM card allows you to deposit, withdraw, or transfer funds 24 hours a day.

More Information

Please contact a Banker for a complete disclosure of the terms and conditions and interest rate information if applicable.

*When using ATMs in the MoneyPass and STARsf Networks.
**Free specialty checks (limit one box of checks per year). Free annual rental for 2"x5" Safe Deposit Box or $30.00 credit applied to annual rental of larger box. $20.00 key deposit required. Boxes available at Highland Park location only.
***Student e-Banking account ATM Surcharge fees charged by other Banks inside the continental U.S. will be reimbursed up to a limit of $25.00 per statement cycle. International fees related to ATM transactions conducted overseas are not reimbursable. This account is designed for individuals 13 to 26 years of age. Individuals under the age of 18 require a parental/guardian cosigner. Interest will be compounded and credited to your account monthly. Accrual on Noncash Deposits. Interest begins to accrue on the business day you deposit non cash items (for example checks).
****Actual time to receive Alerts powered by Visa dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply. Message and data rates may apply. Consult your cell phone service provider for details.

*****Fees for expedited services will apply.