Business Deposit Accounts

We know what's important to your business. That's why our business checking accounts are known throughout the area for their efficiency and for their remarkable cost-effectiveness. At First Bank, we offer business checking accounts designed to work for enterprises of all sizes, as well as for the non-profit organizations that play such a vital role in our community.

Beneficial Ownership Certification Information

Effective May 11, 2018, all financial institutions, including First Bank, are required to collect and verify the personal information for the beneficial owners who own, control and profit from legal entities when those legal entities open accounts.

Learn More about Beneficial Ownership Certification

Download Beneficial Ownership Certification Form

Free Benefits With Our Business Checking Accounts

Online Banking
Mobile Banking
24 Hour Telebanking
Online Bill Pay
Cashier’s Checks & Money Orders
Business Debit Card Online ACH
Online Wire Transfer
Remote Deposit Capture
Commercial Credit Card*

Compare Our Business Deposit Accounts
ACCOUNT NAME	MINIMUM TO OPEN	ADDITIONAL BENEFITS	INTEREST COMPOUNDING/PAYMENT
Commercial Checking Account	$100	Earnings Credit Business Debit Card Business Online Banking Commercial Credit Card*	---
Community Checking Account** (Tiered Pricing Options)	$100	Business Debit Card Business Online Banking Starter Pack of Checks, Deposit Slips & Endorsement Stamp	---
Community Partners Non-Profit Checking Account***	No minimum	Business Debit Card Business Online Banking Commercial Credit Card* Free Cashier’s Checks & Money Orders	Variable Rates Interest Paid Monthly
Business Advantage Account	No minimum An eligible Operating Account is required to be opened and maintained	Business Debit Card Business Online Banking	Interest Paid Monthly
Preferred Business Money Market Account	$5,000	Free Cashier’s Checks & Money Orders Business Online Banking	Tiered Variable Rates Interest Paid Monthly

More Information

Download the Commercial Banking Brochure

Please contact a Business Banker for a complete disclosure of the terms and conditions as well as fees and interest rate information if applicable.

*Offered through Elan, subject to approval
**To avoid maintenance and transaction fees there are 3 convenient pricing tiers for you to choose from: 1.) If you maintain an average ledger balance of $100.00 - $2,499.99 during the month you are entitled to 100 transactions free of charge, 2.) If you maintain a $2,500.00 – $4,999.99 average ledger balance you are entitled to 250 transactions and, 3.) If you maintain a $5,000.00 and above average ledger balance you are entitled to 500 transactions free of charge.
***Please Consult with your tax advisor regarding the responsibility of reporting interest earnings. All eligible non-profit organizations must provide a 501(c) 3 certificate. Refer to our Business Account Disclosure for complete terms and conditions.

More Information

Download the Commercial Banking Brochure

Please contact a Business Banker for a complete disclosure of the terms and conditions as well as fees and interest rate information if applicable.

*Offered through Elan, subject to approval
**To avoid maintenance and transaction fees there are 3 convenient pricing tiers for you to choose from: 1.) If you maintain an average ledger balance of $100.00 - $2,499.99 during the month you are entitled to 100 transactions free of charge, 2.) If you maintain a $2,500.00 – $4,999.99 average ledger balance you are entitled to 250 transactions and, 3.) If you maintain a $5,000.00 and above-average ledger balance you are entitled to 500 transactions free of charge.
***Please consult with your tax advisor regarding the responsibility of reporting interest earnings. All eligible non-profit organizations must provide a 501(c) 3 certificate. Refer to our Business Account Disclosure for complete terms and conditions.