CDs & IRAs

First Bank offers a variety of CD and IRA options so that you can choose the account that best fits your financial needs. Whether you are saving for a short term or long term goal our Personal Bankers are available to assist you in finding the right deposit solution.

Certificates of Deposit (CD)

Certificates of Deposit (CDs) are a great alternative to traditional Savings Accounts. By investing your money for a fixed term you can earn higher yields while protecting your money from fluctuating interest rates.

Individual Retirement Accounts (IRA)

Individual Retirement Accounts (IRAs) offer a number of tax advantages that allow individuals to save tax-free or tax-deferred to help meet their long-term investment goals. IRS regulations regarding IRA contribution limits as well as types of accounts are constantly changing. Consult a Tax Professional to determine how a First Bank IRA can be part of your financial plan.

Traditional IRA

Allows you to save money without paying taxes until you withdraw it from the account. The money you add to your IRA can lower your taxable income and grows tax-free while it remains in the account.

Roth IRA

A variation on the Traditional IRA, a Roth IRA provides different tax incentives to investors eligible to participate. Contributions are made with after-tax assets and withdrawals are usually tax-free.

More Information

Please contact a Personal Banker for a complete disclosure of the terms and conditions and interest rate information if applicable.